Homeowner
Resources LLC is Washington State
Limited Liability Company located
in Kingston, WA. Our goal is
to help homeowners avoid foreclosure
by developing a program specifically
tailored to their particular situation.
We believe whole heartedly in
giving a helping hand to people
who have encountered a financial
hardship in their lives. We
provide the resources necessary
to help save someone's credit
rating from a foreclosure or
other financial hardship. We
help people when others can't
or don't care enough to. Although,
we are a for profit company
we often find ourselves exploring
every option available in the
pursuit of helping others.
Frequently Asked Questions
(click on any question for details)
About the Owner
 Hi, my name is Bob Malecki.
I'm a real estate investor and
homeowner who has been working
with real estate and helping homeowners
for nearly a decade. I've been
a resident of Kitsap County for
over 10 years and feel that the
quality of live we enjoy in this
area is one of the best in our
country.
Many of us have experienced
hardships that seem almost unbareable--
a difficult divorce, loss of employment
or health problems with medical
expenses stacking up. Usually
we do not plan for these events,
and many times we're not prepared
financially to deal with them
easily. I believe that every homeowner
deserves a second chance and I
make myself available to those
in need to provide them some insight
and comfort when the bank starts
sending foreclosure notices and
collection letters. If you are
in this position or know of someone
who could use my help, please
feel free to give me a call at
360-850-1123 or complete the Get
Started form by clicking here.
I will usually be in contact to
you within one day and in many
cases we can have your foreclosure
stopped within 10 to 20 days.
Sincerely,
Bob Malecki,
Homeowner Resources LLC
Below is a series of questions
we frequently encounter about
our home buying service. If you
don't see the answer you're looking
for, or if you would like a more
detailed explanation, please contact
us.
Do you pay market value? Will
you need or use an appraisal?
How do you determine the offer
amount that you're willing to
make?
When we buy houses, every home owner's
situation is unique, as is the process
by which we determine what we can
offer for your home. The things
we take into consideration include
the age and condition of a home,
costs of needed repairs, as well
as the urgency of your individual
situation.
The following example can help
you understand all of the costs
involved in a standard home sale
process.
"Fair Market Value" is the term
for the gross revenue from
selling a home. For this example,
let's say you have a property "worth" $200,000.
On average, 90-95% of that value
would be offered for that home across
the country. You might get an offer
for that value within 90 days, and
that is if you are fortunate. Even
if all goes well, you would need
to give another 30-45 days for closing,
and then, once all is said and done,
you could make four or five extra
mortgage payments on your home since
originally listing it for sale.
Tack on to that the typical real
estate commission of 7% for your
realtor, plus a 3% closing cost,
in addition to any repair costs
(paint, carpet, roofing, etc), and
you have a sensible picture of the
traps in the 'traditional' house
selling process.
We will work with you to acess your home's
value using local market comparable values,
then make you a fair offer to stop your foreclosure
and get you as much of your equity as possible.
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Do I need to have a realtor?
Our suggestion would be that you first fill
out the home info form or
call us at 360.850.1123 so that we can set up
a meeting with you. Once we get to know your
circumstance we can review your options which
may include working with a local realtor.
We deal with persons regularly who are unsatisfied
with their current realtor. If you are currently
listed with a realtor, governing rules may
prevent us from working with you. However,
we do give you the option of telling us when
your listing expires, so that they may contact
you at that time. Many Realtors will release
you from a contract if you are dissatisfied,
and that release allows us to work with you
to find the best option for selling your home.
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Click here to sell your
house
Do you only buy houses? Or will you buy
condos, manufactured housing, etc?
Generally we work with owners of single-family
homes . We will consider buying townhouses,
condominiums, duplexes, beach property, office
buildings, farms, land, or any building that
has deeded land attached, such as manufactured
housing or mobile homes.
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What is your fee?
There is absolutely no fee to the home seller
when working with one of our home buyers.
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Am I obligated to use your service once
I fill out your form?
 Absolutely not. You are under no obligation
until you have entered into a signed contract
with us to purchase your home. You would have
a similar obligation with any real estate transaction.
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Will selling my home let me avoid foreclosure?
Yes, we will work
with you and your lender stop foreclosure
by selling your home. Read Stop
Foreclosure to learn more.
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